Amica Mutual is a mutual insurance company based out of Lincoln, Rhode Island and is one of the oldest insurance companies in the United States. Amica Mutual is known for its high ratings from third party review companies and award winning customer service. The company is owned by its shareholders, meaning that company profits benefit policy holders with reduced premiums, and likewise during company downturns premiums may be increased. Amica Mutual is known for its very high customer satisfaction ratings from J.D. Power on a regular basis as well as other industry awards. With its reputation for industry leading customer service, Amica Mutual is a reliable and high quality option for auto insurance seekers.