Encompass Insurance is a division of Allstate that sells insurance products in 42 states to both standard and high risk drivers. Encompass sells its insurance exclusively through its agents and offers several different coverage options for vehicles as well as unique home and auto bundled packages that are branded as “Encompass One” policies. Encompass offers many of the same discounts that Allstate does along with its own version of Allstate’s well known Accident Forgiveness program. Encompass has received a lower than average rating from J.D. Power in regard to its auto claims customer support and there are also some complaints regarding various support and claims issues posted online.